ResiCentral
4001 East Broadway Road, Ste. B17, Phoenix, AZ 85040
https://resicentral.com/
Internal Reviews
(1 review)
Total loans closed with Loan Factory
18,088
Total loans closed with Loan Factory (past 12 months)
14,655
Lender overview
Basic information
ResiCentral, LLC. ISAOA/ATIMA PO Box 29411 Phoenix, AZ 85038-9411
ALL STATES OTHER THAN TEXAS ResiCentral, LLC. ISAOA/ATIMA 4001 E. Broadway Rd., Ste. B17, Phoenix, AZ 85040 IN TEXAS ResiCentral, LLC, and each successor in ownership of the indebtedness secured by the insured mortgage, except a successor who is an Obligor under the provisions of Section 12(c) of the Conditions and Stipulations. ResiCentral, LLC. ISAOA/ATIMA 4001 E. Broadway Rd., Ste. B17, Phoenix, AZ 85040
Lock policies & Fees
Lock Policies
CONFORMING AND GOVERNMENT: 025 (2.5 basis points) a day.
DSCR/BANK STATEMENT PREMIER PRODUCTS: .02 (2 basis point) cost per day. Available in increments of 5 days up to 30 days
DSCR ELITE: .025 (2.5 basis points) a day, available in increments of 5 days up to 30 days
BANK STATEMENT ELITE: .02 (2 basis points) a day
Conforming and Government loans: 12AM PST and open on weekends
NONQM and Jumbo: 4pm PST not open on weekends
CONFORMING/GOVERNMENT: Available next business day after lock expiration/lock cancellation. If relocked within 30 days of expiration/cancellation, relock at worst case pricing + .250 additional cost for 15 day relock, or .500 additional cost for 30 day relock. If relocking after 30 days from expiration/cancellation can relock current market with .25 hit to pricing.
NONQM/JUMBO: needs approval from Capital Markets
Lender's niche & Overlays
Minimal overlays, certain agency niche products not offered (for example DPA). Please contact AE for additional info.
Lender turn time
2
1
1
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